Wondering how to deposit checks after the wedding? What is the right and wrong approach to handling checks safely? When it comes to wedding gifts, it’s no secret that many attendees opt for giving cash and checks. Therefore, there are a few things to consider for cashing checks after your wedding. Here’s what you need to know.
Keep in mind that checks contain a great deal of private and personal information that not just anyone should get their hands on. If you expect that guests will write checks to you and your fiance as gifts, it’s best to learn how to be prepared.
So, how do you cash checks after your wedding? Plus – how do you deposit checks in an account before a legal name change has even taken place? Here’s what you need to know.
Tips for Depositing Checks After Getting Married
Staring at a stack of checks that add up to a lot of money can be exciting. However, it can also be stressful at the same time. When it comes to depositing checks that were given as wedding gifts, the following tips can help.
Decide when you want to deposit the checks from your wedding guests.
You and your partner can choose to deposit the checks before or after the honeymoon. It’s totally up to you. If you want to use the wedding gifts on your honeymoon, do your best to deposit the checks before you leave.
There are many banks that allow you to make check deposits online just with a picture of the check as proof. Banking online can be a simple way to get that money in your bank account fast to use for some newlywed fun.
Give the gifted checks to a trusted family member or friend to deposit.
If you’re leaving right away for your honeymoon, there may not be time to do the check deposits yourself. In this instance, have your maid of honor, best man, or family member do it for you.
If you’re worried about anyone seeing the amounts or the information on the checks, put them in a sealed envelope for the person to take straight to the bank. Make a tally of the amount that is going to be deposited so you know the amount. Then have the bank teller open the envelope and deposit the checks that way.
Consider opening a joint checking account before your wedding day.
The other hurdle to overcome about check depositing is that you may not be able to deposit a check into an account that your name isn’t on. For this reason, many couples open a joint checking account before their wedding day so that they don’t run into this issue.
A joint checking account makes it simple! Only one of you needs to be present to take and deposit the checks. This is perfect just in case the other is working or can’t get to the bank during banking hours.
Following any of these tips on depositing checks after your wedding day will be an avenue toward success. Choose a method or option that works best for your mental health and get those wedding gifts deposited and cashed.
You can’t use the money for your newly married life until they’re deposited into the bank. Just make sure you do it safely!